Mortgage Broker · Rochester, Michigan
Honest answers. A painless process. Stress-free closings.
Straight talk about your options — no pressure, no jargon, no games.
We handle the complexity so you can focus on your move.
Clear timelines, proactive updates, and a team that closes on time.
We’re a broker, so we shop multiple lenders to fit the loan to you. A few of the situations we work in most:
Your first home, start to finish. We’ll show you the real numbers before you fall for a listing.
First-time buyers →Your next home or your first move-up. We shop the loan across lenders instead of forcing one product.
Purchase →We run the honest math and only suggest it when it actually saves you money.
Refinance →If your income doesn’t land in a neat box, we know how to document it and get you approved.
Talk it through →Divorce comes with its own set of mortgage rules. Brian is a Certified Divorce Lending Professional (CDLP®) for exactly this.
Divorce & your mortgage →Buying a rental or a second home in Michigan? We’ll structure it to work for the long term.
Let’s talk →Forward Mortgage is an independent mortgage brokerage in downtown Rochester, Michigan — a real office on Main Street at 322 S. Main St., Suite 230, run by advisors rather than salespeople. Because we’re a broker and not a single bank, we shop multiple lenders to fit the loan to you, instead of squeezing you into one product. For most people that means more options and a better fit, especially if your income or credit doesn’t land in a neat box.
We help buyers and homeowners across Michigan — first-time buyers figuring out their numbers, families moving up, homeowners weighing a refinance, and people working through the financing side of a divorce. Whatever brought you here, our job is the same: show you honest numbers, explain your options in plain English, and let you make the call. No pressure, no jargon, no games.
You’ll work directly with a loan officer who answers the phone — Brian Mutter (NMLS #1109257), a loan officer since 2004 and a Certified Divorce Lending Professional (CDLP®), or Lynn Marie Oates (NMLS #1495433). Whether you’re buying your first home or refinancing the one you’re in, the best first step costs nothing: a conversation. Call or text us at (248) 956-0445.
Real Google reviews from Forward Mortgage clients.
Rated 5.0 out of 5 from 55 Google reviews
Forward Mortgage provides exceptional customer service. Brian has been our mortgage advisor for 3 home purchases now. He is quick to respond, an expert at what he does, truly cares about your buying experience, and his follow up is unprecedented! Brian’s assistant, Eesh, has been wonderful and attentive as well! We definitely plan to have Forward Mortgage assist with any future home purchases!
Brian was phenomenal to work with from start to finish. He was incredibly personable, always responsive, and took the time to clearly explain complex concepts in a way that made me feel informed and confident throughout the process. What stood out most was how collaborative and available he was, he never made us feel rushed and was genuinely invested in making sure everything went smoothly. We truly appreciated his thoughtful approach and commitment to making this such a positive experience, especially as a first time home buyer. He is also a funny and energetic guy and the energy was contagious. Highly recommend!
Brian Mutter is the best in the business! He is thorough, knowledgeable, friendly, and remains in contact throughout the whole process! His upbeat and positive attitude is contagious! Thank you Brian for making the home buying adventure fun and seamless!
Call (248) 956-0445 or drop us a line — we’ll get back the same day.
